Payment Services

InstaPay

Send money, settle bills, and pay for purchases instantly with InstaPay!

InstaPay is an electronic fund transfer service that allows customers to transfer PHP funds between accounts in various participating BSP-supervised banks and non-bank e-money issuers in real-time. The service is available 24×7, all year round through the mobile banking apps of partner banks and e-wallets.

With InstaPay, you can send money, pay bills and pay for purchases with just a few taps or by simply scanning a QR PH code.

Please contact your bank or e-wallet provider for more information on this service.

See the InstaPay-participating institutions as of January 31, 2026.

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InstaPay Participants as of January 2026

  1. Alipay Philippines

  2. AllBank (A Thrift Bank)

  3. Asia United Bank

  4. Bangko Mabuhay (A Rural Bank)

  5. Bank of China (Hongkong) Limited-Manila Branch

  6. Bank of Commerce

  7. Bank of the Philippine Islands

  8. BDO Network Bank

  9. BDO Unibank

  10. BPI Direct BanKO, A Savings Bank

  11. Camalig Bank (A Rural Bank)

  12. Cantilan Bank (A Rural Bank)

  13. Card Bank (A Microfinance - Oriented Rural Bank)

  14. CARD MRI Rizal Bank, A Microfinance-Oriented Rural Bank

  15. Card SME Bank A Thrift Bank

  16. Cebuana Lhuillier Rural Bank

  17. Chinabank

  18. Chinabank Savings

  19. CIMB Bank Philippines

  20. CIS Bayad Center

  21. City Savings Bank

  22. CTBC Bank (Philippines)

  23. DCPAY Philippines

  24. DBP

  25. Dungganon Bank (A Rural Bank)

  26. East West Bank

  27. East West Rural Bank

  28. Easypay

  29. Ecashpay Asia

  30. Entrepreneur Rural Bank

  31. Equicom Savings Bank

  32. GoTyme Bank

  33. Gpay Network PH

  34. G-Xchange (G-Cash)

  35. The Hongkong & Shanghai Bank

  36. Infoserve

  37. I-Remit

  38. ISLA Bank (A Thrift Bank)

  39. Land Bank

  40. Legazpi Savings Bank

  41. Lulu Money Financial Services (Phils.)

  42. Luzon Development Bank

  43. Malayan Savings Bank

  44. MarcoPay

  45. Maya Bank

  46. Maya Philippines

  47. Maybank Philippines

  48. Metropolitan Bank and Trust Company

  49. Mindanao Consolidated Cooperative Bank

  50. Netbank (A Rural Bank)

  51. Omni Pay

  52. Own Bank, The Rural Bank of Cavite City

  53. Pacific Ace Savings Bank

  54. PayMongo Payments

  55. Paynamics Technologies

  56. Peppermint Bizmoto

  57. Philippine Bank of Communications

  58. Philippine Business Bank, A Savings Bank

  59. Philippine Digital Asset Exchange

  60. Philippine National Bank

  61. Philippine Savings Bank

  62. Philippine Trust Company

  63. Philippine Veterans Bank

  64. PPS-PEPP Financial Services

  65. Producers Savings Bank

  66. Queenbank, A Thrift Bank

  67. Quezon Capital Rural Bank

  68. Rang-Ay Bank (A Rural Bank)

  69. Rizal Commercial Bank

  70. Rural Bank of Guinobatan

  71. SeaBank Philippines (A Rural Bank)

  72. Security Bank

  73. ShopeePay Philippines

  74. Speedypay

  75. Standard Chartered Bank

  76. Starpay

  77. Sterling Bank of Asia (A Savings Bank)

  78. Sun Savings Bank

  79. TayoCash

  80. Toktokwallet

  81. Tonik Digital Bank

  82. Top Juan Tech

  83. Toyota Financial Services Philippines

  84. Traxion Pay

  85. UCPB Savings Bank

  86. Union Bank

  87. Union Digital Bank

  88. UNObank

  89. USSC Money Services

  90. Vigan Banco Rural

  91. Wealth Development Bank

  92. Wise Pilipinas

  93. Zybi Tech 

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