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InstaPay

Payment Services

InstaPay

Send money, settle bills, and pay for purchases instantly with InstaPay!

InstaPay is an electronic fund transfer service that allows customers to transfer PHP funds between accounts in various participating BSP-supervised banks and non-bank e-money issuers in real-time. The service is available 24×7, all year round through the mobile banking apps of partner banks and e-wallets.

With InstaPay, you can send money, pay bills and pay for purchases with just a few taps or by simply scanning a QR Ph code.

Please contact your bank or e-wallet provider for more information on this service.

See the InstaPay-participating institutions as of December 15, 2025.

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InstaPay Participants as of December 2025

  1. Alipay Philippines, Inc.
  2. AllBank (A Thrift Bank), Inc.
  3. Asia United Bank Corporation
  4. Bangko Mabuhay (A Rural Bank), Inc.
  5. Bank of China (Hongkong) Ltd-Manila Branch
  6. Bank of Commerce
  7. Bank of the Philippine Islands
  8. BDO Network Bank, Inc.
  9. BDO Unibank, Inc.
  10. BPI Direct BanKO, Inc., A Savings Bank
  11. Camalig Bank, Inc. (A Rural Bank)
  12. Cantilan Bank, Inc. (A Rural Bank)
  13. Card Bank, Inc. (A Microfinance – Oriented Rural Bank)
  14. CARD MRI Rizal Bank, Inc., A Microfinance-Oriented Rural Bank
  15. Card SME Bank, Inc. A Thrift Bank
  16. Cebuana Lhuillier Rural Bank, Inc.
  17. China Bank Savings, Inc.
  18. China Banking Corporation
  19. CIMB Bank Philippines Inc.
  20. CIS Bayad Center, Inc.
  21. City Savings Bank, Inc.
  22. CTBC Bank (Philippines) Corporation
  23. DCPAY Philippines, Inc.
  24. Development Bank of the Philippines
  25. Dungganon Bank (A Rural Bank), Inc.
  26. East West Banking Corporation
  27. East West Rural Bank, Inc.
  28. Easypay Global EMI Corporation
  29. Ecashpay Asia Inc.
  30. Entrepreneur Rural Bank, Inc.
  31. Equicom Savings Bank, Inc.
  32. GoTyme Bank Corporation
  33. Gpay Network PH, Inc.
  34. G-Xchange, Inc. (GXI)
  35. The Hongkong & Shanghai Banking Corporation
  36. Infoserve, Inc.
  37. I-Remit, Inc.
  38. ISLA Bank (A Thrift Bank), Inc.
  39. Land Bank of the Philippines
  40. Legazpi Savings Bank, Inc.
  41. Lulu Financial Services (Phils.) Inc.
  42. Luzon Development Bank
  43. Malayan Savings Bank, Inc.
  44. MarcoPay Inc.
  45. Maya Bank, Inc.
  46. Maya Philippines, Inc.
  47. Maybank Philippines, Inc.
  48. Metropolitan Bank and Trust Company
  49. Mindanao Consolidated Cooperative Bank
  50. Netbank (A Rural Bank), Inc.
  51. Omni Pay Inc.
  52. Own Bank, The Rural Bank of Cavite City, Inc.
  53. Pacific Ace Savings Bank, Inc.
  54. Partner Rural Bank (Cotabato), Inc.
  55. PayMongo Payments Inc.
  56. Paynamics Technologies, Inc.
  57. Peppermint Bizmoto, Inc.
  58. Philippine Bank of Communications
  59. Philippine Business Bank, Inc., A Savings Bank
  60. Philippine Digital Asset Exchange, Inc.
  61. Philippine National Bank
  62. Philippine Savings Bank
  63. Philippine Trust Company
  64. Philippine Veterans Bank
  65. PPS-PEPP Financial Services Corporation
  66. Producers Savings Bank Corporation
  67. Queen City Development Bank, Inc. or Queenbank, A Thrift Bank
  68. Quezon Capital Rural Bank, Inc.
  69. Rang-Ay Bank, Inc. (A Rural Bank)
  70. Rizal Commercial Banking Corporation
  71. Rural Bank of Guinobatan, Inc.
  72. SeaBank Philippines Inc. (A Rural Bank)
  73. Security Bank Corporation
  74. ShopeePay Philippines, Inc.
  75. Speedypay Inc.
  76. Standard Chartered Bank
  77. Starpay Corporation
  78. Sterling Bank of Asia, Inc. (A Savings Bank)
  79. Sun Savings Bank, Inc.
  80. TayoCash Inc.
  81. Toktokwallet Inc.
  82. Tonik Digital Bank, Inc.
  83. Top Juan Tech Corporation
  84. Toyota Financial Services Philippines Corporation
  85. Traxion Pay Inc.
  86. UCPB Savings Bank
  87. Union Bank of the Philippines
  88. Union Digital Bank
  89. UNObank, Inc.
  90. USSC Money Services Inc.
  91. Vigan Banco Rural, Inc.
  92. Wealth Development Bank Corporation
  93. Wise Pilipinas Inc.
  94. Zybi Tech, Inc.
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