Cashless Shopping

Payment Services

Cashless Shopping

Enjoy safer, faster, and easier ways of paying for your purchases using your ATM Card or through your bank or e-wallet app.

Faster, Easier, Safer

  • Eliminate the hassle of counting cash and breeze though checkout counters.
  • Pay the exact amount. No need to wait for your change or find smaller bills to hand to the cashier when checking out. It’s instant payment without the physical cash.
  • No need to carry a lot of cash around. Avoid the risk of loss due to theft, especially in crowded spaces like shopping malls.
  • Less cash-handling also means less risk of contamination from bacteria-ridden bills and coins. 
  • With digital payments, you can track your cash flow through your mobile banking app. 
  • It’s free – No fees or surcharges to pay.

Debit Sale
Point-of-Sale (POS) System involves the installation of payment terminals at accredited retail merchants for the authentication of debit card purchases.

This partnership service allows ATM cardholders across the country to purchase goods or services by debiting the cardholder’s ATM/debit/cash card of the purchase amount and crediting the sale proceeds to the retail merchant’s account maintained at a participating bank.  

a. Benefits to merchants

  • Access to local ATM cardholders across the country.
  • Increase in prospective clients/customers due to extended payment options.
  • Provision for daily electronic consolidated reports.
  • Minimize cash handling issues like shortages.


b. Benefits to the Customers

  • Fast and convenient – no need to withdraw cash from the ATM and no enrollment required.
  • Safe and secured transaction – no need to carry large amounts of cash when shopping.
  • Free – no charge to the customers.
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